Cost Planner

Estimate the main costs before applying.

This planner helps families think beyond tuition. Enter rough amounts in your preferred currency. The result is only a planning estimate, not an official budget.

Tuition for first year Living costs for first year Application, test, or document costs Visa, biometrics, health, or insurance costs Flight and arrival costs Emergency reserve

Your estimate will appear here.

Use realistic figures from school pages, official visa guidance, accommodation providers, airlines, and sponsor documents.

Budget checks

What families should confirm before committing.

Official tuition and deposits

Check the school page, offer letter, refund policy, deposit deadlines, scholarship deductions, and payment schedules.

Living-cost evidence

Visa authorities may require specific living-cost evidence. Always use the current official requirement for the chosen destination.

Arrival and emergency funds

Budget for accommodation deposits, bedding, phone setup, local transport, winter clothing where relevant, and unexpected delays.

Need help checking the numbers?

Send Lumivera the destination, school name, tuition estimate, accommodation plan, and sponsor position.

Ask Lumivera Scholarship guide